Private Finance

Private finance can be mistaken for a private or personal loan. However private finance brought to you by Finance.co.za is merely a form of finance that allows you to finance a car, bike or leisure item from a private person or from a dealership that specializes in the sale of any of the above mentioned assets. Private Finance from Finance.co.za thus translates to "Your Own Personal Finance".


Why would you want to use private finance to finance a car, motorcycle or leisure item ? The answer is simple, because you have "Your Own Personal Finance" you are in full control of the finance process. You decide within our facility where your finance goes, what interest rate is acceptable and what other top up products you want with your finance. Another great benefit if private finance from Finance.co.za is the fact that we don't 'load' deals to make more profit and thus are able to keep our finance fees to a minimum.


Private finance from Finance.co.za removes all showroom restrictions that you might encounter. These include but not limited to: The amount of cars, motorcycles and leisure items to choose from, The quality of the cars, bikes and leisure items that you have access to and detailed history and physical checks especially when it comes to cars.


With Finance.co.za you have access to 1000's of cars, motorcycles and leisure items because we are powered by a massive dealer network within each respected fraternity. If the dealer you are currently visiting does not have what you are looking for and or the specific vehicle is not up to standard we can source you a replacement car, bike or leisure item and have it put through the same tests, conclude the deal and have it delivered to your office, home or even your gym!



PIRVATE FINANCE IN A NUTSHELL.

Here is a short reminder of why private finance by Finance.co.za is by far the best finance method for you:


  • "Your Own Personal Finance"
  • Shop for cars, bikes and or leisure items anywhere.
  • Get a replacement car, bike or leisure item if the one you are looking at is not up to standard.
  • Finance private to private deals as well as from a dealership.
  • Gives you 'cash buyer' power - therefore you can negotiate a better price on the car, bike or leisure item.

Apply Now

PLEASE NOTE: We can unfortunately not finance blacklisted or debt review clients.

HOW TO GET PRIVATE FINANCE?



FILL IN

quick application form below.

A FRIENDLY

Consultant will phone you during office hours.

SEND US

The relevant documentation for validations.

CONTRACT SIGNING

Will take place at the dealership or via our call centre.

LAST STEP

Is to take delivery of your new vehicle.




*Please note that we will be in contact with you through this whole process


Download Our Brochure

Download our free brochure to your mobile device or pc.

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When you walk into a dealership, the dealer will want to sell you the stock on his floor. The dealer is already invested in the stock and has no interest in offering you a wider variety. We have access to the stock of more than 150 dealers and 8 000 private sellers. We’ll ensure you get the car you really want.
A TransUnion HPI check. This electronic test determines the following about the car you are about to buy:
  • Has it ever been in an accident?
  • Has it ever been reported stolen?
  • Is it still financed elsewhere?
  • Who were the previous registrants?
  • Is the odometer reading correct?
Let us do the work – we have a sophisticated call centre that speaks to hundreds of dealers and thousands of consumers. You don’t have to visit countless dealers or spend hours on the internet to find your dream car.
Because of our volumes, we have negotiating powers with Banks and dealer groups alike. We can therefore guarantee you the following:
  • The best price on your new purchase
  • The best interest rate possible
  • Trade in assistance