Why Choose Us

There are 5 compelling reasons why you should buy your next car trough us. This is a must read for anyone thinking of buying a car, as it will save you time & money!

1	Don't be restricted - have access to 1000's of cars.
2	Peace of mind - unparralleled information on the car you are buying.
3	Convenience - we do all the work.
4	Better deal - our volumes allow us to negotiate you a better deal.
5	Maximise the 3 individual components of your deal.

Don’t be restricted to the stock of a single dealer

When you walk into a dealership, the dealer will want to sell you the stock on his floor. The dealer is already invested in the stock and has no interest in offering you a wider variety. We have access to the stock of more than 150 dealers and 8 000 private sellers. We’ll ensure you get the car you really want.

Peace of Mind

Every vehicle we finance goes through the following tests:

• DEKRA/AA – a 101 point physical test of the vehicle. This will highlight any physical damage or wear & tear that could change your mind about the car. If you change your mind, we simply find you another vehicle (remember, we are not invested in that specific vehicle!).


• TransUnion HPI check. This electronic test determines the following about the car you are about to buy:
  • Has it ever been in an accident?
  • Has it ever been reported stolen?
  • Is it still financed elsewhere?
  • Who were the previous registrants?
  • Is the odometer reading correct?
  
  TransUnion is the same company that brings you ITC. The have accurate data on most vehicles on our roads. No ordinary dealership will ever want you to see the above reports. We don’t mind – if it changes your mind about your purchase, we simply find you another car.

Convenience

Let us do the work – we have a sophisticated call centre that speaks to hundreds of dealers and thousands of consumers. You don’t have to visit countless dealers or spend hours on the internet to find your dream car.

Better deal

Because of our volumes, we have negotiating powers with Banks and dealer groups alike. We can therefore guarantee you the following:

• The best price on your new purchase.
• The best interest rate possible.
• Trade in assistance.

Maximise your deal

Your deal has 3 components:

• Price of the car you are buying.
• Your finance deal.
• Your trade in.

If you take all 3 components to the same dealer, you will not get the best deal on each individual component. If the dealer, for example, gives you a good price on your trade in, he will not be able to give you discount on the car. Or if he gives you discount on the car, you will get peanuts for your trade in.

On top of this, in any event, the dealer will always offer you the worst possible finance deal. The reason for this is simple: the Bank pays the dealer a commission to place the finance with them. This is called “DIC”. The higher the interest rate, the higher the DIC. It is in the dealer’s interest to offer you the higher interest rate.

So how do you split your transaction into 3 separate deals?

• Sell your car privately – we will do this for you (and offer finance to your buyer).
• Let Finance.co.za find you the best finance deal from all the Banks.
• Now that you don’t have a trade in and your finance is already arranged, you have become a “cash buyer”. You can simply demand the best deal.

Finance.co.za is changing the way people buy & sell cars. We don’t have the enormous overhead associated with the big “chrome & glass” dealerships, so we can do you a better deal.

Finance.co.za is South Africa’s most prominent Virtual Car Dealer.